People should listen to those that are complaining about the fans on a motherboard, they grew up with motherboards that had them for many many years:
* High Noise (All reviews conveniently left out the dB factor)
* Short Lifespans
* A Struggle for replacement
* Get's clogged full of dust/hairs too easily, stalling the fan (breaks)
* Blows hot air to unwanted areas. (Higher GPU / HDD temps)
This is what has severely put off on upgrading to this generation of Zen CPU's, I don't care for the older boards as they don't have what I need. There is only 1 motherboard, which is the Gigabyte 570 Auros Extreme, but for that price, you can definitely focus on upgrading something else.
I've got X570 board - can't hear the fan. Silent mode pretty much turns it off until it reaches 60C, chipset's sitting at 46C during normal operation. Normal mode enables fan at 50C, fan curve is tied to the temperature. Extreme probably lowers the temp limit even more, haven't tried it.
GPU temps at idle - 37C with fans off on the gpu, didn't notice any impact while gaming. HDD is located in the PSU shroud, gets fed air by front case fan. Please explain how could its temperature be affected by a fan that's located in a separate compartment and most of the time is not even operating?
Chipset fan is rated for 60000 hours of operation, that's nearly 7 years working non stop. Now, seeing how in my rig it operates in a way that it's mostly off please explain to me how does your logic apply to modern X570 boards?
Like
@Mussels said, people remember shitty fans from back in the day. A lot has changed since then.
Ps.
I've had an old board with a chipset fan in the past, back in Athlon XP days. Can't recall ever complaining about it or it failing on me. The ones that failed were shitty 40mm fans for HDD racks.