Corporations and governments constantly abuse their authority, work hand in hand to violate your rights as a citizen (I know that means nothing to some who give their rights up without even questioning it), and they open them selves and your data to vulnerabilities. So it's not "tinfoil hat" to try and mitigate that as much as possible. A lot of us want control over our data and privacy. If you don't, at best you are ignorant and naive, at worst a fool.
I definitely will be disabling the co-pilot features, but really just avoiding Windows when its not a necessity. ** Puts on tinfoil hat **
We can see who are the ones who will own nothing, eat bugs and like it.