People running stock intel profile have issues. Server motherboards that have zero OC and even have lowered memory speeds have issues. Laptops have issues. Even low power T series chips are having issues. It's irrelevant how many users are facing this problem due to overclock because right now it seems to be a matter of luck more than anything else. Besides the number of users OC'ing these days is very small regardless.
And what does contact frame have to do with this? Contact frame improves the mounting pressure and temps but this issues does not seem temperature related based on Wendell's data as none of the server CPU's exceeded 83c. If ESD occurred it would kill the motherboard first, not the CPU.
The issue showcased months after 13th gen release, so it might affect some batch of CPUs. Intel Profile in BIOS is just a patch for degraded CPUs. You'll be better off using optimized profile that doesn't boost CPU voltage over the top to "stabilize" damaged CPUs.
The contact frame is just a "snake-oil" product and only useful for extreme overclockers. It's usefulness was debunked by GamerNexus.
The contact frame can introduce instability itself if not ideally mounted, which is difficult to do in home conditions.
AFAIK, ESD can kill any electronic device, doesn't mater if it's motherboard, CPU , RAM, or GPU. The voltage is high enough to do damage.