With SFX PSU at this wattage Platinum is well worth it. There really is no room left in there and however little the improvement in waste heat, it is awesome. It does not help that these PSUs usually end up in extremely small and cramped cases.
92% vs 94% efficiency at 50% load does not sound much but looking at an example real-life scenario of 600W PSU putting out 300W the remaining 8% and 6% (that almost completely get converted to heat) are 24W and 18W in practice. I am not talking about cost of electricity, but the effort of cooling down additional 6W in that small a space with small fan does make a difference in noise and heat buildup. This is theoretical so numbers will vary a bit in practice but this is the gist of the best case scenario here.
There are very few competitors for high-power SFX PSUs. Silverstone is the main one and has been making SFX PSUs (cooler ones mostly in SFX-L form factor) for a while but their quality and QA seems to be spotty to put it lightly. I might be unlucky but I have only had bad experience with Silverstone SFX PSUs, one was DOA, one had a known issue with fan control, one was loud as hell.
Corsair is not the best either, they just happen to have the best products and lineup in the segment right now. For example, they have SF600 in both 80+ Gold an 80+ Platinum. You need to delve into the product code to see which one you are getting. The most practical difference is gold one having somewhat crappier fan control. I have an older SF600 feeding my PC right now.
This much power in SFX form factor, especially with this high quality is an amazing technical achievement. Pictures in reviews do not usually show how bloody small an SFX PSU really is. The best photo Google gave me right now was this - with beer for scale: