It is just another English language profanity calling a card a thing that is not even close to it. Like calling power and current - wattage and amperage, no other languages allow such disgrace, those were actually surnames of significant people. There usually are no cards you slide in as an expansion via USB. If they look like it, people call it dongles etc.
Most stores and sane makers use the term Audio Interface... like here in
Thomann. It precisely describes what it might be.
Another topic is the ideological mish mash what DAC really is, component/block wise then adding some blocks like amplifier, headphone amplifier etc... and make it as a distinctive device, who told anyone to do that? Because those are fake news. Each device has their own design and the term DOES NOT EXPLAIN ANYTHING it might have or not.
First of all most USB audio interfaces consist of a very important bit - USB to i2s/DSD driver IC, okay let it even be vintage 1394, whatever, it talks to the real DAC IC and it may have additional MCU for controls, effects, resample etc ie in software mode, if Hardware mode is used, it can be gimped. Yes there are AIO ICs that include built in USB and SPDIF communication blocks and yes also headphone amplifiers, power supply and become to look like a Realtek Codec jack of all trades and good for nothing. But in reality all those things are still split. Where does the term USB Sound card come in? Because it has more knobs? Hillarious and beyond stupid. A standalone USB interface may hold inside more sophisticated modular solution that the so called USB sound card despite the simple looks and few I/O ports.
Where did the term USB sound card come from? Chinglish maybe? I have no idea - simpletons and reviewers that shout the nonsense further for the sake of simplicity. The attempt at explaining things here - what is what... is kinda waaaay off, despte Creative is paying for the tune.