There is zero chance you will get 6400 1:1 2x 32 GB with good timings on auto settings with a four slot motherboard, without it being unstable.
There is essentially low chance you will get 6400 1:1 at all with that setup.
The difference between 6400 and 6000 1:1 is essentially meaningless for actual games with a 9800X3D, unless you play at 1440p with a 5090, especially if your FCLK isn't also raised to be in sync,
@ir_cow suggestion of lowering it would likely work though, alongside some manual voltage and stability tuning if you have a week to spare. For productivity it can matter slightly.
For 2x32 on a four slot motherboard you should be thankful 6000 1:1 works at all on auto voltages.
Focus on finding a nice 1.2 V or lower all core OC, for instance I can do 5.5 GHz locked on 1.2 AC, and 5.6 in winter with 1.22 V. You'll see more consistent performance gains than chasing 400 MT on a CPU where memory is no longer the bottleneck most of the time.
These chips are rated for 5600 MT, anything beyond that is luck.
You will get
far more performance from running stable MT, with subtimings tweak.
Bump your TREFI up and cut down your TRFC.
TRAS and TRC are also laughably high.
This is the current tune I play around with. I can do 6000 MT with a little more voltage but I'm experimenting with 1.435 VDD.
View attachment 407634
Note, this setting gives
significantly better gaming memory performance than your 6400 setup with much looser timings.
Experimenting with Nitro settings and other advanced mobo settings can also help with stability.
Also, the limited on die ECC will actually correct many of the errors that start to show up in a slightly unstable build, but the result will actually be lower performance even as you push memory further. You can only tell by actually benchmarking the tune, not just it passing a stability test. Stability is also highly dependant on temperature, especially with tREFI. So what is "stable" for a reboot, quick stability test, will likely not be "stable" for a several hour gaming session with the GPU putting out hundreds of watts of heat.
If you want to be sure something is "stable", 12/24 hrs of Karhu, plus a day of full GPU load while monitoring performance and WHEA errors.
Or, you could be happy with 6000 MT 1:1, which is actually good for a 2x 32 setup on a four slot mobo with auto settings.
Bear in mind, you have to do stability testing
each time you change a setting.