Yes they do a background credit rating check to see if your good for payments. Totally uncalled for as me personally that's not my credit rating. Dont ask as i dont know why they tie a credit rating to a house, i think it should be a personal thing.
Its probably one stupid little detail that fucked up the rating on that house we used to live at. As i said i wasn't even living there at the time, it was just my father who was there on his own while it was being sold. Apparently my mum had problems with getting a mortgage because of that house too. Yeah i don't care i shouldn't tell randoms but its probably my fathers fault for not paying the mortgage or something while the house was up for sale. My mum and dad paid their mortgage and everything was fine then after they got separated my dad must've done something and fucked the rating on the house so if i use it for a previous address it flags up even though its fuck all to do with me. I shouldn't have a problem if i lived here at this current place long enough to not need a previous address.
My brother would say i did live at his so i could say his place was my previous address but now ive given my details im fucked so i have to phone this equifax that are fuck all to do with me as i don't have a credit rating.
All that garbage just for a phone lol