the temp of your chassis is the composite of the outside temp and inside temp.
Sort of correct, but if you know your thermodynamics - any conductive boundary between two fluids will be at the equilibrium temperature calculated by the temperature*velocity of the fluid on either side. Since the outside air is damn-near static, that side of the equation is almost zero, so the equilibrium temperature is almost equal to the inside temperature. Thermodynamics 101 - well, maybe 102 or 103 but it's been a few years since I did my degree....
TL;DR is that the temperature of a case panel will be close to the internal air temperature of a case. Paint isn't a good conductor and steel isn't perfect either, but their surface area to thickness means that their impact on the calculation is negligible.
Even more, the inside temp has air flowing through it lowering the temps
Uh, the heat is flowing out of the heatsinks into the internal air, increasing its temperature. There's no way at all that the inside air is cooler than ambient. If you think that then you simply have no understanding of thermodynamics whatsoever. This is basic mandatory eduction science that every school kid in the UK is taught even before they have the option to pursue arts instead of sciences:
https://en.wikipedia.org/wiki/Conservation_of_energy#First_law_of_thermodynamics
so I'd say you are actually strangling your airflow and your components run red hot.
Incorrect, because that's not how thermodynamics work. My case has plenty of airflow; 3x140mm intakes and 2x140mm + 1x120 exhausts. At 25C ambient my CPU
never exceeds 65C and my GPU never exceeds 80C. It is both cool and quiet by typical PC standards.
I bet your fan curves look really steep approaching higher temps and whenever you run anything demanding your fans ramp up really fast. Not only that, I bet they keep jumping between fan speeds.
Wrong, wrong, and wrong. With six case fans I can afford to run them slow all the time - I choose 800rpm fixed speed. Like I said in my earlier post, I could increase airflow if I wanted to, but 800rpm is quiet and that's what I prefer.
In terms of heat transfer, unless someone runs their computer throttling their airflow like you do, the difference is negligible and you might even be consuming more power by running your components at higher temperatures.
I don't throttle my airflow. I have over 120CFM intake
and exhaust. For a case that's only around three cubic feet that means that air is being completely cycled every one and a half seconds. As for these higher temperatures, you're imagining a scenario that doesn't exist. Typical CPU/GPU temps are 60C/70C respectively and those seem pretty reasonable to me.
You seem to be unable to get your head around the fact that a cool and quiet PC exhausts warm air. I'm drawing 250Watts from the wall socket and
all of that gets converted to heat and dumped into the air being exhausted from the case. If you bought a heat-gun with a 250W setting, it would make any surface you point it at warm too - that's just basic physics.