Don't get me wrong, I am not suggesting life is great by any means, to some extent I think it's expectations that are the problem, even when I was a young lad in the sixties life was a galaxy away from what it is like now, much simpler and arguably much more family/people orientated, as a society now, people want more, demand more and expect more and it's understandable but I am not sure that life was better then and in part that is my point, back then the UK's average life span was some 10 years less than it is today, almost twice as many people were dying from cancers etc etc, that too is evolution.
Exactly!
People expect life to be perfect, work hard to get there, and get disappointed when they realise that nothing ever is or will be perfect. I know many people working 60+ hours a week because "money, money, money". Where will these people be in 20 years? In the same jobs (maybe at a different company), working the same 60+ hours a week. I also know some people whose main interest is "self-development and career building". My boss keeps saying to me as well that I'm worth a lot more than what I'm doing (I'm a warehouse trainer), which is fair enough, I guess, but what would a higher position give me apart from the obvious pay increase? More responsibility, more stress, more demand to be flexible, more mental exhaustion. No thanks, I'd rather live life slow, and enjoy the small bits - PC building, games, time with my girlfriend, road trips, and visiting my family when the covid hysteria finally stops.
I get what you are saying about the mortgage and home, I have said for a long time that it is so much more difficult to just be able to afford a house today with the prices they are increasing by, far and above any wage increases but the mortgage interest rates I was paying on the first house I bought back in the eighties was 11%, some 4 times higher than today. At my age I am lucky enough to be in a good position, retired, homeowner, mortgage paid and all that, but the downside to that of course is I am a lot older, in that respect little has changed sadly. As for the "system", as far as I can remember it never worked
It must feel good to own your home.
I've been planning on it for a while, but I don't feel like I'm getting any closer to it. It's not only house prices that are increasing, but the cost of living in general, making it harder and harder to save for a house that's just getting more and more expensive. I might consider the "retiring in Hungary" option that
@lynx29 commented on. Currently, you can easily afford to live on a basic UK pension, and it's much cheaper to buy a house there. I could pay a small part of my pension into social care (NI-equivalent) to get medical support, I guess. The downside of this plan is that my girlfriend is Lithuanian, and as much as she likes Hungary, she couldn't do much there.