RDNA3 is built using something more advanced than a usual substrate: the fan-out RDL. I commented on it here:
AMD, in its technical presentation for the new Radeon RX 7900 series "Navi 31" GPU, gave us an elaborate explanation on why it had to take the chiplets route for high-end GPUs, devices that are far more complex than CPUs. The company also enlightened us on what sets chiplet-based packages apart...
www.techpowerup.com
I don't know if it's good enough for routing the wires to a HBM stack, though. But AMD also uses some kind of buried silicon bridges (could be very similar to EMIB) for the HMB stacks on their Instinct GPU.
At this point it's very hard to say which applications are better suited for HBM and which are better for GDDR. Both are evolving, but packaging technology is evolving even faster. HBM requires giant memory controllers for multiple 1024-bit wide buses, meaning a lot of silicon. Also, bridges and similar stuff apparently take up a considerable amount of space on the chips that they connect.