Probably not for you...
As far as I know you don't do racing games and GTA series? I could be wrong though.
You're correct, mostly. I played Dirt 2and liked it, have some need for speeds over the years (and only ever finished Need For Speed Hot Pursuit 2). I never could successfully negotiate off-road in Xpand Rally, and did own the original Gran Turismo. Generally, though, racing games feel more like work than fun.
Hell, I even cringe at timed driving events in normal games...I crash and have to do it over and over.