I have been running my 3700x at 1.36 set for almost a year now.
Haven't ran the supposedly shitty 1usmus software, but I would hazard a guess to say my chip is golden or better.
I've managed to run 1910 IF stable on low voltages, run incredibly tight timings and subtimings, and run at *higher* than the average zen 2 all core OC voltage while remaining unscathed so far.
I have lapped the IHS, use an arctic LF 280 to cool it, and seldom does it ever touch 70C in any of the workloads it sees. Temperature plays a big part in degradation.
My chip was made the 6th week of 2020, And since the end of may 2020, It has been running at its maximum possible potential.
4300 all core with 1.36 vcore set, 1900 IF and 1.1v soc.
LLC on medium which allows vdroop to compensate, and I see no greater than 1.32 under any significant load.
I used to run ~4330 and 1910 for a bit before that, but I couldn't ever get it stable in heavy cpu intensive loads. It became stable when I dropped the multiplier.
If I kept it low I could maybe even get the IF higher, but base clock tuning was hard for me on this motherboard.
4300 all core is the peak of this chip. Any more and it doesn't like to be stable below 1.33v under heavy load, which I don't really feel like doing for an extra 30 mhz.
1.325 is the safest maximum I will consider, for a heavy, thread intensive workload. I'm pretty sure you can get away with even more on the 3600 as it should be less heat-dense.
I can sorta achieve the same clocks with less set voltage and more LLC, but it's not 100% stable unless setup like this. so, 1.37v with the proper vrm settings is probably okay on Zen 2.
The way it works now is almost similar to pbo in that it runs higher voltages in low current situations, and under heavy load the voltage drops.
A bit more stupid than pbo, but it has worked great so far.
Also when attempting to setup pbo, I never saw the same performance as what I currently have now, and would often see it run heavy all core loads at 1.38v but only managing 4250mhz or worse.
I did manage to see some impressive single core frequencies up to 4.5 ghz on some cores in hwinfo with the edc bug and some time spent, but the voltages and heat always made me feel worse than this all core oc ever has.
It output far more heat, reaching mid 80's but having worse performance... I never had good luck with pbo, and it wasn't for lack of trying. I spent some time on more than one motherboard fiddling with it.
The 3600 might be more prone to degradation due to it being a lower bin, but I still think its just a lottery.
Perhaps some of the cpu's that are "degrading" were actually just terrible quality silicon that still managed to pass QC?
AMD had record yields for their 7nm node, maybe some of those weren't as good as they thought?
I guess with 7nm being new, It should be expected that the start of it would be a bit unpredictable..
Overall I think Zen 2 is a mixed bag, older chips are probably worse than newer ones, but I also think it takes waaaay more tuning than most people do.
There's not really a set safe voltage for Zen 2, each chip will vary.
Try not to get scared by the reddit posts, experiment and learn for yourself.
Or watch the videos nguyen provided, as those fairly reputable creators spent a number of hours working on that, just to help you be informed. and to maybe make money.