seconded ... actually for day to day task the factory OC is enough (even if it's only 50mhz on the core ) but for benchies i OC manually to test the card.
and actually as : "if i need more GPU power" question arise, the answer will always be, "i will OC it" as i don't have the budget to get a faster one, why get a 600-700chf GPU when a 450chf one can reach them in some situation with a little OC added, ok they only reach stock performances of the faster one but for now even the mid-highend cards are overkill, at last for me on 1080p .... i might OC a bit when i will switch to a useful resolution like 1440-1600 (but not 4k ... not useful ... 27" i prefer 1440 )
on previous owned cards i would OC most of the time (probably because i always took the top dog of the previous gen when a new one was out and the older one was cheaper, or second hand
)
obviousness
... (except for model of the GPU and ASIC ... who give a damn for the ASIC, specially now that the 10XX series ASIC is not supported if you don't try you don't know i had some shitty ASIC cards that OC'ed like champs on air or water, brand that use ASIC to get a premium on their card are laughable... altho only EVGA or is there another clown in the mix? ) although PSU quality ... no one should have a no name or shady brand PSU ever or a Corsair CX ... cheap in every aspect .... not bad but too cheap, my retailer recommended me that one ... i changed my retailer and got a Seasonic M12II 750 EVO for 15$ more