Pretty sure you have to manually enable it, it's not on by default
I've seen old articles talking about how windows 11 "will" do it, before 11 launched but havent heard or seen anything about it since then, first hand
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I've had some windows updates bork my PIN and needed to use password, which worked fine offline and online - It'd be damned hard to forget both.
Some people don't bother reading whats in front of them and try typing the PIN at the password screen and vice versa, seen that in person a few times
Edit: got it from the MS website, it's not activating here because i create with local accounts first
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And then because I dont run a giant C: partition with everything on it, even if it did ever cause issues i'd be fine with my other partitions/drives unencrypted
If you use rufus or ventoy and remove the secureboot requirement, this also doesnt happen