I literally set it up as a local account, i signed into windows to recover a windows key not tie my windows account to my microsoft account, my local account was then immediately converted against my will to a microsoft account. by the time i realized what it had done it was too late and it was forcing me to add a pin.
so here is what i have now done to rectify this situation.
1, imaged the drive
2, bought a cheap windows key through a link on this thread
3, formatted the drive and done a fresh install using RUFUS as suggested by forum members.
4. il restore any files that i need from the image.
I keep most files off the C drive in case of events like this now its just setting up, browsers, email, codecs, game stores and arduino. steam should be intact but il need to re download epic store.