According to the Financial Times, Apple is currently in discussions with music companies regarding the possibility of providing users with unlimited access to music downloads. The plan would most likely involve customers having to pay a premium for iPods/iPhones and then being able to download as much music as they want - essentially embedding the cost of music into the price of the player itself. However, the discussions are apparently stalling a bit at present as the companies negotiate over pricing. Apple is reportedly offering only $20 per device, which is much lower than companies like Nokia, which is paying almost $80 per handset for a similar plan. Another possibility is that users may pay a subscription fee each month to have unlimited downloads, with the capability of keeping 40 to 50 tracks each year even if the subscription is cancelled.